Scenic rural Michigan landscape with a charming country home, open fields, and a peaceful countryside view.

From City Life to Country Living: Your Ultimate Guide to Buying a Home in Rural Michigan

February 26, 20253 min read

Country Farm

Escape the City: How to Buy Your Dream Country Home in Michigan

Dreaming of Country Living? Here’s How to Make It Happen

Are you tired of the constant noise, traffic, and fast-paced lifestyle of city living? Imagine waking up to peaceful sunrises, open land, and the freedom of country living. If you’ve been thinking about making the move to rural Michigan but don’t know where to start, you’re not alone. Many homebuyers dream of owning a home in the countryside but feel overwhelmed by the process. That’s where I come in—to guide you through the journey and make country living a reality.

1. Understand What Country Living Really Means

Moving outside the city is more than just a change of scenery; it’s a lifestyle shift. Before you dive into the search for the perfect property, consider:

  • Commute & Accessibility – Will you be close enough to work, schools, or essential services?

  • Utilities & Services – Unlike city homes, rural properties may rely on well water, septic systems, and propane heating.

  • Land Maintenance – More space means more upkeep! Are you prepared for maintaining acreage, driveways, and outbuildings?


2. Financing a Country Home: What You Need to Know

Many buyers are surprised to learn that financing a rural home is different from a traditional city property. Lenders consider factors like land size, zoning, and property type. Here’s what you should keep in mind:

  • Loan Options: USDA loans, FHA, and conventional loans all have different requirements for rural properties.

  • Down Payment & Budget: Some country homes require a higher down payment, depending on acreage and outbuildings.

  • Appraisals & Inspections: Well water and septic system inspections are a must!

I offer a free buyers’ guide that breaks down financing options for country homes. Grab your copy here: TILLOTSON REALTY FREE BUYERS GUIDE


3. Finding the Right Property: What to Look For

Not all country homes are created equal. Before making an offer, think about:

  • Zoning & Land Use – Can you have horses, chickens, or a homestead garden?

  • Property Condition – Older farmhouses have charm but may need updates.

  • Internet & Cell Service – Rural areas can have limited connectivity, so check coverage before committing.

Make a list of must-haves vs. nice-to-haves. I can help you find properties that match your lifestyle and budget. Make sure to check out the free buyers' guide as I have an area you can list everything you must have. Get free buyers guide here


4. Work with a Local Real Estate Expert (That’s Me!)

Country real estate comes with unique challenges—zoning laws, well inspections, land restrictions, and more. Working with an agent who specializes in rural properties can save you time, stress, and money. I help buyers like you navigate:
✅ Finding homes that meet your needs and budget
✅ Understanding land and zoning requirements
✅ Negotiating the best deal and avoiding common pitfalls


Ready to Make Your Country Living Dream a Reality?

If you’re serious about buying a country home in Michigan, don’t go at it alone. Download my free buyer's guide here for an in-depth roadmap, or schedule a call with me to discuss your real estate goals.

📞 Let’s Chat! Click here to set up a free consultation.


Contact Me

Chelsea Shadewald is a Michigan-based real estate expert specializing in country living. Passionate about helping buyers and sellers navigate rural real estate, Chelsea Shadewald shares valuable insights on finding the perfect homestead, selling country properties, and embracing the lifestyle outside the city. When not exploring new listings, you can find Chelsea Shadewald enjoying farm life, outdoor adventures, and quality time with family.

Chelsea Shadewald

Chelsea Shadewald is a Michigan-based real estate expert specializing in country living. Passionate about helping buyers and sellers navigate rural real estate, Chelsea Shadewald shares valuable insights on finding the perfect homestead, selling country properties, and embracing the lifestyle outside the city. When not exploring new listings, you can find Chelsea Shadewald enjoying farm life, outdoor adventures, and quality time with family.

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