Michigan country home with open land and trees, symbolizing rural living and real estate opportunities.

Top 5 Mistakes to Avoid When Buying a Country Home in Michigan

March 24, 20252 min read

Country Living

Top 5 Mistakes to Avoid When Buying a Country Home in Michigan

Buying a home in the country sounds dreamy—wide open spaces, peaceful mornings, and room to roam. But many buyers jump in without knowing what to expect, and small mistakes can lead to big regrets. If you're considering a move to rural Michigan, this guide will help you avoid the most common pitfalls and feel confident every step of the way.


1. Not Researching the Land Details

Unlike city lots, rural properties come with questions like:

  • Is the land buildable?

  • What are the zoning restrictions?

  • Are there easements or shared access?

💡 Pro Tip: Always request a recent survey and ask your agent (hi, that’s me!) to explain what’s allowed on the property.


2. Skipping Well, Septic, and Utility Inspections

Rural homes often rely on well water and septic systems, and these need to be professionally inspected before closing.

  • A faulty well can be costly.

  • Septic issues can become major headaches.

  • Internet and cell service may be limited.

💡 Lesson Learned: Don’t assume anything—let’s get the right inspections lined up so you know what you’re getting into.


3. Assuming All Financing Is the Same

Rural homes and land can fall outside standard mortgage guidelines.

  • You may need a USDA loan or land-specific financing.

  • Not all lenders are experienced with rural properties.

💡 Let’s talk! I can connect you with lenders who specialize in rural Michigan properties.


4. Underestimating Maintenance

That big yard, long gravel driveway, and detached barn? Beautiful—but they require upkeep.

  • Think mowing, snow removal, equipment, and repairs.

  • Are you ready for the country lifestyle or just the idea of it?

💡 Start slow: Know what you’re signing up for and make sure it matches your lifestyle and budget.


5. Not Working with a Rural Real Estate Specialist

Rural real estate is unique—and not every agent knows how to navigate it.

  • You need someone who understands land use, zoning, wells, septics, and rural financing.

  • Plus, someone who knows the area and can match you with the right kind of property.

💡 Good news: You’ve already found one 😉


Ready to Sell Your Rural Property? Let’s Get Started!

Let’s make sure you do it right. Download my Free Buyer’s Guide or book a quick call with me to talk about your goals.

📞 Click here to book a call with me and let’s find you the perfect property! 🚜🏡

Contact Me
Chelsea Shadewald is a Michigan-based real estate expert specializing in country living. Passionate about helping buyers and sellers navigate rural real estate, Chelsea Shadewald shares valuable insights on finding the perfect homestead, selling country properties, and embracing the lifestyle outside the city. When not exploring new listings, you can find Chelsea Shadewald enjoying farm life, outdoor adventures, and quality time with family.

Chelsea Shadewald

Chelsea Shadewald is a Michigan-based real estate expert specializing in country living. Passionate about helping buyers and sellers navigate rural real estate, Chelsea Shadewald shares valuable insights on finding the perfect homestead, selling country properties, and embracing the lifestyle outside the city. When not exploring new listings, you can find Chelsea Shadewald enjoying farm life, outdoor adventures, and quality time with family.

Back to Blog